For complete information about supports and programs provided by the Government of Canada see Canada's COVID-19 Economic Response Plan. See Information for Businesses and Workers for information about the supports provided by the Government of Saskatchewan.
Many individuals and families are struggling financially because of the Covid-19 pandemic. Below is a summary of some assistance available to individuals and families generally. There are also supports for specific populations including people with disabilities, students, seniors and Indigenous peoples. Information about these supports can be found on both canada.ca and saskatchewan.ca.
CRB will be available starting September 27th for a period of one year. It provides $500 per week for up to 26 weeks to eligible workers who are not eligible for Employment Insurance. It is for individuals who have stopped working due to Covid-19 or whose income have been reduced due to Covid-19.
CRCB will be available starting September 27th for a period of one year. It provides $500 per week for up to 26 weeks to eligible workers who have had to stop work or significantly reduce their hours to care for a family member for reasons related to Covid-19. Examples include people who need to care for their children because of school or daycare closures. Workers must not be eligible for other supports.
CRSB will be available starting September 27th for a period of one year. It provides $500 per week for up to two weeks, for workers who are sick or must self-isolate for reasons related to COVID-19.
EI changes are being made as of September 27, 2020. These include higher minimum payments and reduced hours to qualify for EI. If you are eligible for EI benefits, you will receive a minimum taxable benefit at a rate of $500 per week, or $300 per week for extended parental benefits.
Homeowners facing financial hardship may be eligible for a mortgage payment deferral of up to six months. This is based on an agreement between the homeowner and the lender. Deferred payments still need to be paid at a later date with interest.
Employees are entitled to unpaid public health emergency leave from their job if they are required to isolate or they need to care for their child who is in isolation.
The Temporary Wage Supplement Program is for low wage workers providing essential services to seniors, children and others in the community. The current amount of financial assistance provided by the temporary supplement is $400 for each four-week period, for two periods from November 19 to December 16, 2020, and from December 17, 2020, to January 13, 2021. You can apply for both four week periods at the same time. Applications will be accepted until February 15, 2021.
SaskPower, SaskEnergy & SaskTel have interest waiver programs in place to respond to the financial pressures many residents are experiencing. The programs provide for a six-month grace period during which no interest, late penalties or disconnections will be applied. Following the grace period, customers can spread out the amount owing over the following 12 months. Many municipalities have similar programs in place for utility bills and property taxes - check you local municipalities' websites or contact your local council for additional information.
As of March 18, 2021, The Saskatchewan Government amended the Occupational Health and Safety Regulations, 2020 to allow for paid time off from work for employees to get vaccinated for COVID-19, effective immediately. Special Vaccination Leave is similar to provisions allowing residents to vote during a general election. The special vaccination leave requires that during the pandemic:
Many businesses are struggling financially because of the Covid-19 pandemic. Below is a summary of some of the assistance available to businesses generally. There are also supports for specific types of businesses including Indigenous businesses, tourism businesses and businesses in the oil and gas sectors. Information about these supports can be found on both canada.ca and saskatchewan.ca.
The Government of Saskatchewan is temporarily capping fees on food delivery charges to support restaurants in the province. Third party fees will be capped at 18 per cent pre-tax for deliveries and 10 per cent on the purchase price if a customer picks up from the restaurant. This cap is effective March 28, 2021 to April 30, 2021.
BCAP provides guarantees to lenders to allow businesses to obtain loans to be able to stay in business despite the impact of Covid-19.
CEWS covers a portion of an employee's wages for employers impacted by Covid-19 allowing them to re-hire employees and avoid layoffs. The subsidy has been extended to June 2021.
Canadian businesses, non-profit organizations, or charities who have seen a drop in revenue due to the COVID-19 pandemic may be eligible for a subsidy to cover part of their commercial rent or property expenses, starting on September 27, 2020, until June 2021.
The subsidy will provide payments directly to renters and property owners, without requiring the participation of landlords. Eligible applicants may also be eligible for additional support in the event of a lockdown.
The 10% Temporary Wage Subsidy for Employers allows eligible employers to reduce the amount they need to remit the CRA for payroll deductions. The subsidy is equal to 10% of the remuneration you pay from March 18 to June 19, 2020, up to $1,375 for each eligible employee. The maximum total is $25,000 for each eligible employer.
CEBA provides interest-free loans of up to $40,000 to small businesses and not-for-profits, to help cover their operating costs during a period where their revenues have been temporarily reduced. The deadline to apply to CEBA is December 31, 2020. CEBA support is set to be expanded from $40K to $60K. This expansion will be available to all eligible previous and new CEBA applicants.