The Safe Driver Program is a program administered by Saskatchewan Government Insurance. All drivers start out a zero on the safety scale.
For every year a person drives without being at-fault for a collision or being convicted of a traffic offence one point is earned. If you are in a plus position on the scale you will receive a discount when you insure a vehicle or renew your insurance.
For any at-fault collisions or traffic safety offences drivers lose points. There are a set number of negative points for different situations. For example, less severe speeding offences result in the loss of 2 points, while exceeding a speed limit by more than 35kmh results in the loss of 4 points. Drivers lose 6 points for any at-fault collision. Criminal driving convictions, such as impaired driving, move drivers to -20 regardless of where they were on the scale previously.
If losing points puts you below zero you are in the penalty zone and must pay $50 for every negative point. Even if you stay in the penalty zone you will not pay again based on those points unless you lose more points. If you lose more points you need to pay $50 for every negative point.
You can work your way out of the penalty zone by earning a point for every year of incident free driving. If you have no incidents for 3 consecutive years you will return to zero on the safety scale.
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