The ability to purchase goods or services on credit will depend on whether the lender considers you creditworthy. There are a number of tools available to lenders to help them determine the risk to them before they offer or approve a credit arrangement.
Debt can be created in a variety of ways. Creditors have different options for collecting on unpaid debts, depending on the nature of the debt.
PLEA can provide you with information to help you understand many legal matters you, a family member or friend may be facing.