Menu
Housing & Communities Planning for the Future Death & Estates Health Older Adults Consumer Protection Non-Profit Organizations & Charities Debts & Credit Government Agencies Courts & Legal Systems Crimes & Fines Victims Legal Information for Teachers Legal Information for Newcomers Family Law Saskatchewan About PLEA Contact Us Search

Credit

Credit is the ability to receive a thing, service or other benefit now, with a promise to pay for it later. The person who provides the money, service or item is called a creditor or lender.

Some examples of common credit arrangements are...

  • credit cards, whether from a department store, gas station or bank
  • "rent-to-own" agreements
  • bank loans (personal loans, mortgages or personal guarantees)
  • home utility accounts for telephone, electrical or natural gas services

Applying for Credit

Understanding what businesses consider when deciding whether to give you credit, including credit reports and credit scores, can help you through the borrowing process.

Interest, Insurance & Optional Services

Credit comes at a cost. It is important to understand what your total debt will be.

PLEA can provide you with information to help you understand many legal matters you, a family member or friend may be facing.

Have a question?

ASK US We're here to help.

Housing & Communities

Planning for the Future

Death & Estates

Health

Older Adults

Consumer Protection

Non-Profit Organizations & Charities

Debts & Credit

Courts & Legal System

Government Agencies

Crimes & Fines

Victims

About PLEA

PLEA gratefully acknowledges our primary core funder the Law Foundation of Saskatchewan for their continuing and generous support of our organization.