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Credit

Credit is the ability to receive a thing, service or other benefit now, with a promise to pay for it later. The person who provides the money, service or item is called a creditor or lender.

Some examples of common credit arrangements are...

  • credit cards, whether from a department store, gas station or bank
  • "rent-to-own" agreements
  • bank loans (personal loans, mortgages or personal guarantees)
  • home utility accounts for telephone, electrical or natural gas services

Applying for Credit

Understanding what businesses consider when deciding whether to give you credit, including credit reports and credit scores, can help you through the borrowing process.

Interest, Insurance & Optional Services

Credit comes at a cost. It is important to understand what your total debt will be.

PLEA's Safety Planning Tool is designed to help people dealing with violent relationships by providing them with strategies to increase their safety. By answering anonymous and confidential questions about their situation people can create a safety plan specific to their situation and their needs.

Safety Planning Tool

Click here for more information. We're here to help.

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About PLEA

PLEA gratefully acknowledges our primary core funder the Law Foundation of Saskatchewan for their continuing and generous support of our organization.