Credit is the ability to receive a thing, service or other benefit now, with a promise to pay for it later. The person who provides the money, service or item is called a creditor or lender.
Some examples of common credit arrangements are...
Understanding what businesses consider when deciding whether to give you credit, including credit reports and credit scores, can help you through the borrowing process.
Credit comes at a cost. It is important to understand what your total debt will be.
PLEA can provide you with information to help you understand many legal matters you, a family member or friend may be facing.